A new report has found that India has the highest usage of biometrics per person, thanks to its Aadhaar unique ID scheme.
India now leads globally in the adoption of biometrics techniques, according to HSBC's recent Trust in Technology report.
People in India (9 per cent) are three times more likely than any other country (3 per cent) surveyed to have used 'iris recognition' to identify themselves, the report says.
The report has been compiled from research representing views of 12,019 people from 11 countries and territories --- Canada, China, France, Germany, Hong Kong, India, Mexico, Singapore, the United Arab Emirates, UK and the USA.
People in Asia and the Middle East are ahead of the West when it comes to the adoption of new technologies due to greater understanding and optimism leading to more trust.
The trust in technology and its adoption are driven not only by consumer trends, but can be encouraged by wider governmental support.
The Indian government first launched the Aadhaar Project, a biometrics programme, in 2009, creating the world's largest biometric data set. The accelerated adoption of fingerprint recognition in the East, a widespread consumer technology, highlights the contrasting perspectives.
Recently, the Indian government has made biometrics a mandatory consideration for all electronic government projects.
In recently issued guidance notes for e-government implementation, consultant procurement and private/public partnerships, the central government has stated that it will encourage applicant contractors to utilize biometric standards. Biometric standards include: fingerprint images, minutiae, face images and iris data.
India runs the world’s largest biometric identification database called Aadhaar. The system provides basic identification to access government services. At last count, over 1.1 billion people out of India’s population of 1.27 billion have been registered. The use of biometric standards in all future e-government projects will allow both central and state governments to extend their use of the system beyond existing social services.
Although the Aadhaar scheme was initially launched for the provision of social services, including monitoring school attendance, providing natural gas subsidies to India’s rural poor, and direct wage deposits to bank accounts, the Indian government has extended the system to consumer financial transactions. The trend of the current government is to continue to extend the scheme for all interactions with citizens.
The HSBC report has indicated that people in China (40 per cent) are the highest adopters of fingerprint technology, followed by India (31 per cent) and the UAE (25 per cent) among the countries surveyed.
On the other hand, just 9 per cent of people in France and Germany, and 14 per cent in Canada have used fingerprint technology to identify themselves, the report revealed.
"Consumers living in countries in the East seem to have a better understanding and greater trust of emerging technology, and how it can benefit their lives. The speed of change and the insatiable rate of adoption put the likes of India, China and the UAE leaps ahead of most Western markets," HSBC India Head of Retail Banking and Wealth Management Ramakrishnan S said.
In the case of India, a national mind set of openness coupled with government support for the roll out and promotion of new technology has had a transformative effect on the nation, he said.
The regular use of traditional technology like using password feature is most common in West. When it comes to money management, people in India (50 per cent) and China (48 per cent) agreed that computers can provide more accurate advice than humans, while it was just 18 per cent in Canada, and 21 per cent in the UK.
The report revealed that Germany has the lowest adoption of smartphone or tablet banking with only 4 per cent claiming that phone banking is their preferred way of banking as compared to 9 per cent in Hong Kong and 15 per cent in the UAE.
About 50 per cent of people in China own a fax machine and 39 per cent of people in India own a pager, the highest percentages of those countries surveyed.
While the East has overtaken the West in attitudes and adoption today, data suggested that progress across the region is hugely uneven with the differences most likely between the rural and urban areas.
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Quelle/Source: Planet Biometrics, 05.06.2017
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